Job description




Business type



Types of Jobs - Risk Management / Control




Job title



RPC Senior Credit Analyst




Contract type



Permanent Contract




Job summary




P
urpose



Responsible for processing credit requests and annual reviews in the Securitization group.



Key responsibilities

• Preparation of the second level RPC opinion, including independent analysis of the borrower, transaction

structure, term sheet, financial models, etc. Review and verify risk parameters (ratings, LGD, RWA).

Process Phidias/Crew.

• Present the risk opinion to the RPC management and the NYCC.

• Frequent interaction with the various Front Office teams to gather additional information concerning the client,

discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial

support/strategy.

• Active coordination with RPC HO to discuss the risk opinion, communicate credit issues and trend as

appropriate, and act as an information relay to the local analysts regarding any governance change impacting

the credit process and analysis.

• Active monitoring of the sectors and portfolios covered, and communication to senior management locally

and in Head Office as appropriate, participation in Early Warning meetings and SAR meetings.

• Contribute to the US Risk Committee, to the external and internal audit assessments (FRB, SNC, IG), Loan

Review missions, assist in portfolio reviews or special projects as needed.

• May also be asked to analyze counterparties in different sectors depending on workloads.



Key Internal contacts

• Local Front Office teams (GMD, ERA, Coverage)

• Head Office SCS RPC and Front Office

• Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise-Wide Risk)

• Loan Review




Salary Range: $150K-$190K



#LI-DNI




Position location




Geographical area



America, United States Of America




City



NEW YORK




Candidate criteria




Minimal education level



Bachelor Degree / BSc Degree or equivalent




Academic qualification / Speciality




Education Essential: Master's degree in business / finance




Level of minimal experience



6-10 years




Experience




Experience Essential: 5-15 years of credit experience at a bank and/or a credit rating agency




Experience Desirable: Experience in sectors covered a

strong plus (Securitization)




Required skills




Competencies Essential

• Strong ability to:
  - Succinctly analyse and synthesize credit risk
  - Cooperate with local and international teams
  - Make presentations to Credit Committee and other
  constituents as needed
  - Be proactive, work independently and solve
  problems
  - Manage high workload, be flexible to changing
  environments
  - Manage and provide guidance to junior staff

• Knowledge of French a plus

• Credit analysis, financial modelling, legal
  documentation


• Bank governance, methodologies and regulatory
  environment


• Microsoft Office suite


• Lucid written and verbal communication skills