Credit & Loans Administration Officer

Responsibilities 

• Check for notifications and advices daily on all delivery systems for any communication and instructions and authorisations from customers, clients and agents
• Prepare, investigate and balance in a timely fashion the Customer Exposure Reports, Overdrawn Accounts report, identify any anomalies and advise the HCO who will seek remedial action from the respective departments.
• Day-to-day activities under Loan Book Administration - ensuring correct procedures and sign offs are met before disbursement of facility. 
• Monitor risk participation and loan record reports
• Credit reviews and facility documentation
• Ensure compliance with Credit policy, operations manuals and other related policies as directed by the HCO
• Review correspondent banking facilities 
• Monitoring of financial institutions and corporate customers 
• Check and monitor all facilities and conditions subsequent and follow all email and other communication trails.
• Investigate and escalate to the HCO of any anomalies or any issues 
• Daily check and attend to all reconciliations
• Seek verification before any entries or transactions passed are forwarded on to the Head of Finance for authorisation 
• Review limits on exposure reports and ensure all limits are accurate and updated
• Management information reports

Requirements 

• Financial services/banking experience ideally within Credit Operations/ Transactions or related function 
• Strong understanding of Loans, Loans administration, procedures and process