Head of Unsecured Lending, Personal Digital Banking Products Department

Responsibilities

Manage retail unsecured lending business according to the overall business development strategy.
Formulate and execute business strategies on product development, marketing and sales channel management in achieving business targets.
Manage end-to-end product plans (product pricing, product features and customer journey) to maximize business profits.
Formulate and implement revenue models and pricing strategies to increase profit contribution for the business.
Identify and build rapport with strategic partners in order to seize business opportunities to achieve business objectives.
Cooperate with Segment units, Channel units and supporting units effectively to facilitate product sales and the enhancement of service quality
Plan and implement innovative and digital initiatives to ensure the continuous growth of business.
Ensure compliance with legal and regulatory requirements in products of unsecured and retail lending.

Requirements

Bachelors or above
Minimum of 10 years of relevant working experience (e.g. business management/ product management / marketing / credit / risk management / segment management or customer management), including at least 5 years of solid experience working in financial institutions and at least 5 years of management experience. Solid experience in management and banking product development preferred.
Possess sound product knowledge with good understanding of the market trend.
Possess comprehensive knowledge of banking operations, risk management, and procedures for credit products, and be familiar with relevant regulatory requirements for related products
Strong leadership with practical experience of team work in achieving the business goals
Proficiency in both English and Chinese with good communication and presentation skills

Job ID 498906

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