Credit: currently 337 jobs.The latest job was posted on 23 Oct 14.
This sector contains all our credit jobs. Credit professionals are often referred to as ‘credit risk managers’ ‘credit analysts’ or ‘credit officers’, while some banks simply use a seniority level followed by the key word – e.g ‘vice president, credit’. Whatever the title, over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank’s clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm’s counterparties.
Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Credit risk analysts and professionals help to mitigate this risk by preparing credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers.
Credit analysts collaborate with the lending team to ensure that credit proposals or extensions are approved or declined in accordance with both the firm’s internal credit policies and local regulations. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors such as operating experience, management expertise, asset quality, and leverage and liquidity ratios are taken into account.
The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. It is also the job of credit analysts to perform regular reviews of clients whose credit portfolios require close monitoring. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated.
Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. They must also stay up to date with financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions.
There are credit risk issues within different types of transactions – including corporate banking, project finance, structured trade and syndications. And it’s not only banks that recruit credit professionals. Private equity firms, for example, use them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance.
We are looking for an Associate Director to join our SME Growth Capital team in Corporate Banking in London. In this role you will be working on mezzanine debt transactions, providing development capital to companies with annual turnover up to £50m.
Join Santander and you'll become a vital part of a business built on the outstanding service provided to our customers, as well as the award-winning products we offer. We're one of the fastest growing banks in the UK and that is down to our people. And we recognise that as we help you develop …
Support the delivery of accurate and timely credit risk analysis and reporting of GE Capital International’s Commercial Portfolio. Learn about GEC International’s broad range of commercial products, method of analysis and portfolio management,and a great exposure to a dynamic and international environment.
Prepares monthly performance reports on delinquency, non-earnings, losses and watch list and gathers data and prepares presentations for portfolio deep dives
Support the analysis and report…
Responsible for model development, maintenance and implementation and managing models throughout the model lifecycle. The role will report to the Decision Technology Leader and be part of the EMEA Decision Technology COE.
Responsibility for providing International COE modelling support for the various GE Capital International sub-business units
Development of new PD, LGD and origination models
Drafting model documentation to SR11-7 standards
Working with GMGV to facilitate the independent val…
This is an exciting role in the Stress Testing Team within the Risk Analytic's function, reporting to the Credit Stress Testing leader.
Support Credit Stress Test Leader in delivering firm wide stress test analysis, including:
Analysing firm wide stress test results and synthesise findings for GEC Int Senior Leadership and GE Capital HQ presentations
Critically review platform businesses’ stress test risk model results
Monitor macro-economic trends and Enterprise Risk Assessment, assessing im…
Credit Trading COO – Front Office – Investment Bank. A leading investment bank have a fantastic interim opportunity for a Chief Operating Officer for their fixed income credit trading business to play a key role in supporting the credit and syndicate businesses globally.
As a Chief Operating Officer you will work closely with business heads and other COOS to manage the development of the credit business and also working with infrastructure teams to manage changes being implemented across the business This will entail developing and optim…
S&P has established a dedicated group which covers credit evaluations for mid-market companies in the UK, France and Germany.
In order to sustain our growth trajectory, we are currently looking to hire a Research Assistant for the Frankfurt office who will work as a temporary replacement one a 1 year contract (with +1 year extension option).
The Research Assistant will support the Mid-Market Group Evaluation team in the following tasks:
• Preparing meetings with issuers and working on necessary follow-ups with clients
• Produce relevant, …
Associate Portfolio Manager with exposure to Investment Grade or High Yield Credit
Our client is an international asset management house catering for institutional and private clients globally. With strong, innovative and market leading performance our client is recognized for its bespoke service and independence of research.
As a result of their continued growth an opportunity has arisen for a junior to join the Fixed Portfolio management team.
The successful hire will act as a support to the senior portfolio managers in order maximize t…
The Fitch Ratings Sovereigns Group provides credit research and opinion on more than 100 countries, and assigns ratings to the foreign and local currency debt of sovereign governments that account for virtually all of sovereign international debt issuance.
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local …
Fitch Solutions is currently looking for an Account Manager to drive up sales productivity, generate sales growth and maintain an existing book of business.
Fitch Solutions, a division of the Fitch Group, focuses on the development of fixed-income products and services bringing to market a wide range of data, analytical tools and related services, and is the distribution channel for Fitch Ratings content.
Fitch Solutions products and services provide market participants with greater insight into the growing complexity of the credit mark…
Fitch Ratings is seeking a Performance Coordinator to provide data and analytical support to the European Structured Finance team.
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. Fitch currently rates Structured Finance transactions across five main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, Structured Credit and Covered Bonds.
The primary role of Performance Coordina…
We are currently seeking a Director to join our Financial Institutions team to be based in London, focusing on the rating of banks in the UK and Ireland.
The Fitch Ratings Financial Institutions Group has actively built the agency into the global leader in bank credit rating coverage. The Group is also experiencing growing coverage of non-bank financial institutions (NBFIs), including asset managers, securities firms, leasing/factoring companies and captives. Our experienced analysts provide comprehensive, timely and transparent coverage …
The International Public Finance Group (IPF) is responsible for assigning and maintaining international credit ratings of public entities and their debt issues. The Group currently maintains more than 220 ratings in Europe, Middle-East and Africa.
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market ex…
Fitch Ratings’ EMEA Corporate group provides public and private ratings of companies and their debt instruments in Western Europe and, increasingly, CEE, the CIS, Middle East and Africa.
Requisition number: TBC
Title: Corporates – TMT – Associate Director
Location: Canary Wharf
Fitch Ratings, a global rating agency dual-headquartered in New York and London with 51 offices worldwide, dedicated to providing value beyond the rating through independent and prospective credit opinions, r…
The Fund and Asset Manager Rating Group (FAM) is focused on providing investors with timely, prospective and informative ratings and related research covering three primary areas (qualitative ratings on investment funds, money market fund ratings and asset manager ratings).
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shape…
Fitch Ratings is currently seeking a Credit Analyst to join our FI team based in London with a primary focus on Turkish Financial Institutions.
The Credit Analyst will be trained to understand and interpret financial institution financial statements; analyse financial statements and become familiar with standard Fitch ratio and trend analysis; prepare credit analysis on banks and other non-bank financial institutions for presentation at rating committees, prepare for and attend rating committees on banks and non-banking financial institut…
Fitch Ratings is seeking a Credit Analyst to join its RMBS team, with a focus on UK transactions.
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. Fitch currently rates Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities and Structured Credit. Fitch Ratings maintains surveillance on over 1,500 European structured finance transactions.
My client, a leading global bank, are looking to hire a Credit Manager to join their Trade Finance team.
Collect documents/set up records/maintain records/deliver documents with regards to AML/KYC of the Group’s customers
Set up and maintain information of customers and credit facilities booked under the Group
Review draft documentation from an operational and administrative perspective and ensure facility is in line with the Credit Approval
Liaise with Marketing Officers, Legal Department, Credit Control team and OAD to agree an…
Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. Bank of America Merrill Lynch is the marketing name for its international businesses and is a long-established participant in Asia Pacific with a presence since 1947. With 23 offices in 12 geographies, coveri…
responsible for monitoring the execution of operation plans to provide quality service to customers, and increase collection performance
Ensuring that organization is operated in accordance with the established rules
and procedures, and high quality customer service is provided
_ Playing a key leadership role at collection and customer services function, leading
functional initiatives and supporting site-wide initiatives
_ Recommending and implementing changes in operation programs, policies and
_ Working in partnership with ot…
Our client, a very well established top tier Asset Manager, seeks to grow its direct lending platform substantially.
Our client is a market leading and globally renowned Asset Manager. They are looking to substantially grow their direct lending platform in Europe (London based).
They have an appetite to hire at least one Analyst (likely 2-3 years experience in a well established Leverage Finance team or similar)
A Senior Associate/VP (likely from a Leverage Finance or, potentially a legal background)
The client has asked us to keep th…
A rare opportunity for a top ranked analyst/associate from a leading investment bank to join one of the world’s leading alternative investors focused on European distressed investments.
The successful candidate will have 12 months - 4 years experience in investment banking working for a top tier bulge bracket bank or restructuring shop, the candidate will ideally be from a generalist coverage team but sector specific candidates will also be considered. An extensive understanding of an M&A/Lev Fin transaction from inception to execution is…
Bulge Bracket bank is looking for Associates and VPs to build out their leveraged finance team.
Leading Bulge Bracket Bank with offices globally looking to add top-calibre candidates to their team. The team consists of highly renowned professionals from a range of bulge-bracket banks and leading sector teams, and is particularly respected across the leveraged finance space. With an above market compensation package and a unique working culture, this institution offers an excellent environment for top-class candidates to excel and…
Top Distressed Debt Investor seeks Spanish fluent Associate
This well established debt investor has over $3bn of committed capital to invest in special situations across Europe, the team is looking to grow as they accrue further AUM and are keen to hire an individual who is extremely interested in credit investments. With excellent returns to date and a strategy that looks at long term value this would be a superb opportunity for an individual who is looking to make a move into a distressed debt fund where you will hold influence in your …
BNP Paribas Real Estate ist ein führender deutscher und internationaler Immobiliendienstleister, der seinen Kunden in mehr als 180 Büros umfassende Leistungen in allen Phasen des Immobilienzyklus bietet. Das Unternehmen ist in 38 Ländern präsent und liefert mit 3
BNP Paribas Real Estate ist ein führender deutscher und internationaler Immobiliendienstleister, der seinen Kunden in mehr als 180 Büros umfassende Leistungen in allen Phasen des Immobilienzyklus bietet. Das Unternehmen ist in 38 Ländern präsent und liefert mit 3.700 Mitarbeitern…
Düsseldorf, Nordrhein-Westfalen, Germany
Permanent, Full time
Posted on: 23 Oct 14